HOW TO BUY A HOME:

Buying a home can seem like a daunting process, although very exciting! No matter what stage of life or market you are in, having a professional you trust to guide you through the steps and look out for your best interests and needs is incredibly important. Meeting face to face will help us get to know each other better, and I can help assess your needs for your move. My goal is to help you every step of the way to make things as simple as possible! Check out the home buying steps below.

HOW TO BUY A HOME:

1. Getting a financial pre-approval:

> This is an incredibly important first step. Knowing exactly how much you can afford will help me find the right property for you, advise you appropriately and will save any potential disappointment later when writing an offer. It is recommended to consider a few options with mortgage brokers to find someone who feels like a good fit as well and will find you the most suitable mortgage for your needs. Once you have a pre-approval and a 120 day rate hold. It’s time to start searching.

2. Get to know your needs:

> Once you are pre-approved your dream becomes more of a reality. We can really get searching! We will meet and have an in depth discussion about your needs for your new home and the variety of options that may be available to you. What are your “must-haves”? What kind of lifestyle do you want in your new home?

3. The Search:

> We work together with open discussion and lots of feedback. You will be set up with a customized search connected directly to the MLS with specific criteria. I will also be continuously looking at the MLS, other exclusive agent listings, the Oakwyn Realty Listing database and hand picking other properties I feel could be suitable for you. Did you know 1 out of every 10 sales happens between Oakwyn Agents? Once we have a selection of properties I will arrange a Buyer’s Tour and off we go!

4. Writing an Offer!:

> What does this actually mean?? Well, once we find the right home, we’ll take a more detailed look into the comparables, or recently sold properties to work out what price to offer. There are some strong calculations and minimal guess work here. There will be quite a few documents to sign during this step, don’t worry, I will guide you through them all. We work out favourable items like conditions (subjects) and closing dates.

I submit the offer on your behalf and keep the conversation going with the Listing agent and the Sellers.

5. Due Diligence:

> As a Buyer you generally get what is called a Subject Removal period. This is your time to take a close look into the workings of the strata or house and do your inspections, finalize your financing. Basically make sure you know as much as possible by doing your due diligence in looking into anything that may be of a concern so there are no surprises after taking possession.

6. Subject removal:

> Everything checks out! You feel confident in the condition of the property, and your financing is good to go. This is when your deposit becomes due as consideration for the property until completion. Congrats! You have a “firm sale”.

7. Completion:

> This is the day when the property title officially transfers to your name! You will have met with a lawyer within the last weeks to sign all the documents for the funds and title to transfer smoothly on this day.

8. Possession:

> Usually a day or two after the completion day, I collect the keys from the Listing Agent and pass them on to you, the new Buyer!

DON’T FORGET TO FILL OUT THE FORM TO RECIEVE A DIGITAL COPY OF MY COMPLETE BUYER’S GUIDE!

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